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AI Laws in Des Moines, Iowa
As of 2026-06-17, AI Laws USA tracks 16 AI rules that apply to people and businesses in Des Moines, Iowa: 10+ federal protections, 6 Iowa state-level rules (no Des Moines-specific ordinances are indexed yet). Coverage is strongest on consumer protection, healthcare AI, insurance AI, and automated decision-making. 4 of these rules are already in effect. Each entry below links to its official source.
Des Moines local AI rules (and Polk County)
No city- or county-specific AI ordinances are currently indexed for Des Moines, Iowa.
- Honest gap: We don't currently index any Des Moines-specific AI ordinances. Federal and Iowa state rules still apply throughout the city. Have we missed something? Email [email protected].
Iowa-level AI rules
6 Iowa state rules apply to residents and businesses in Des Moines. Sorted strongest first.
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In effect Limited protection
IA DOI AI Bulletin
IA · Effective 2024-11-07 · Iowa Insurance Division Bulletin 24-04 (2024-11-07)
The IA Department of Insurance adopted the NAIC Model Bulletin on Use of Artificial Intelligence Systems by Insurers. Insurers licensed in IA must maintain a written AI program with governance, risk-management, testing, third-party-AI oversight, and documentation controls. The bulletin operationalizes existing unfair-trade-practice and unfair-discrimination law as applied to insurers' AI use cases — underwriting, pricing, claims, fraud detection, and marketing.
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Enacted (not yet in effect) Moderate protection
Iowa HF 2635 (no AI-only prior-auth denials)
Iowa · Effective 2027-01-01 · Iowa H.F. 2635, 91st Gen. Assemb. (2026), Sec. 514F.8(2A), eff. Jan. 1, 2027
Iowa lets a utilization review organization use an AI-based algorithm or system to conduct an initial review of a prior-authorization request, but forbids relying on AI as the sole basis to deny, delay, or downgrade a medical-necessity prior-authorization request. A qualified human reviewer — a clinical peer or qualified reviewer — must make the binding determination.
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Enacted (not yet in effect) Limited protection
Iowa SF 2417 (Conversational AI Safety Act)
Iowa · Effective 2027-07-01 · Iowa S.F. 2417, 91st Gen. Assemb. (2026), applies July 1, 2027
Iowa requires operators of conversational AI services to clearly disclose that a user is interacting with artificial intelligence — through a persistent disclaimer or a notice repeated at least every three hours of continuous use — whenever a reasonable person might otherwise believe they are talking to a human. Operators must adopt protocols to respond to user messages about suicidal ideation or self-harm, including referring the user to crisis resources, and may not represent that the service provides professional psychological or behavioral health care, with extra safeguards for minors.
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In effect Limited protection
Iowa Consumer Data Protection Act
Iowa · Effective 2025-01-01 · Iowa SF 262 (2023), Iowa Code ch. 715D
Iowa's privacy law gives consumers rights to access, delete, copy, and opt out of the sale of their personal data and targeted advertising. Notably it does NOT include a profiling opt-out, making it one of the more business-friendly state privacy laws.
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In effect Limited protection
Iowa Synthetic Intimate Content Law
Iowa · Effective 2024-07-01 · Iowa HF 2240 (2024)
Iowa criminalizes generating or distributing synthetic images or videos depicting a person in sexual acts or nudity without consent. Violations involving adults are aggravated misdemeanors; involving minors, felonies. Expressly motivated by AI-generated pornographic deepfakes.
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In effect Limited protection
Iowa AI CSAM Law
Iowa · Effective 2024-07-01 · Iowa SF 2243 (2024), amending Iowa Code § 728
Iowa amended its sexual-exploitation-of-a-minor law to explicitly include depictions 'created, adapted, or modified' by AI to appear to show an identifiable minor in a prohibited act. First offense: Class D felony (up to 5 years); second: Class C felony (up to 10 years). Passed unanimously.
Federal AI rules that apply in Des Moines, Iowa
These federal protections apply everywhere in the United States, including Des Moines, Iowa. Showing the 10 strongest and most recent.
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In effect Stronger protection
Bartz v. Anthropic
N.D. Cal. · Effective 2025-09-05 · Bartz v. Anthropic PBC, No. 3:24-cv-05417 (N.D. Cal.)
Authors Andrea Bartz, Charles Graeber, and Kirk Wallace Johnson sued Anthropic over its use of pirated-book datasets to train Claude. In June 2025 Judge William Alsup issued a split ruling: training on lawfully purchased books was fair use, but ingesting pirated copies from LibGen was not. In September 2025 Anthropic agreed to a $1.5 billion class settlement — the largest AI copyright recovery to date.
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In effect Stronger protection
Banner v. Tesla (Autopilot)
S.D. Fla. · Effective 2025-08-01 · Banner v. Tesla, Inc., No. 1:21-cv-21940 (S.D. Fla. Aug. 1, 2025)
A Florida federal jury found Tesla 33% liable in August 2025 for the 2019 death of Naibel Benavides Leon, in a crash involving Autopilot. The verdict awarded $243M (later reduced to ~$220M) — the first Autopilot wrongful-death verdict against Tesla.
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In effect Stronger protection
COPPA + 2025 Rule (childrens data)
United States · Effective 2025-06-23 · 15 U.S.C. §§ 6501–6506; 16 C.F.R. Part 312
COPPA requires online services aimed at children under 13 to get verifiable parental consent before collecting kids' personal data. The 2025 rule update — fully in effect since April 22, 2026 — adds biometric identifiers (like face templates and voiceprints, which matter for AI tools), requires separate parental consent before sharing children's data for targeted advertising, and tightens data retention limits.
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In effect Stronger protection
TAKE IT DOWN Act
United States · Effective 2025-05-19 · Pub. L. No. 119-12 (S. 146)
Makes it a federal crime to knowingly publish intimate images of someone without consent, including AI-generated deepfakes. Social media and similar platforms must give victims a way to request removal and must take the content (and known copies) down within 48 hours. The platform removal requirement became enforceable May 19, 2026, and the FTC has already begun enforcement.
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In effect Stronger protection
Thaler v. Perlmutter (Copyright)
D.C. Cir. · Effective 2025-03-18 · Thaler v. Perlmutter, 130 F.4th 1039 (D.C. Cir. 2025)
The companion copyright case: Stephen Thaler sought to register a copyright with 'Creativity Machine' (his AI) as the author. The D.C. Circuit affirmed in March 2025 that the Copyright Act's human-authorship requirement is constitutional and dispositive. AI cannot be a copyright author under U.S. law.
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In effect Stronger protection
Thomson Reuters v. Ross
D. Del. · Effective 2025-02-11 · Thomson Reuters Enterprise Centre GmbH v. Ross Intelligence, Inc., 694 F. Supp. 3d 467 (D. Del. 2025)
Thomson Reuters sued legal-research startup Ross Intelligence in 2020 for copying Westlaw headnotes to train a competing AI legal-research tool. In February 2025, Judge Stephanos Bibas (sitting by designation) granted summary judgment to Thomson Reuters on direct copyright infringement and rejected Ross's fair-use defense — the first definitive U.S. ruling on AI-training fair use. The 2023 jury trial verdict had been deadlocked; the 2025 ruling resolved liability.
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In effect Stronger protection
Louis v. SafeRent
D. Mass. · Effective 2024-11-20 · Louis v. SafeRent Solutions, LLC, No. 1:22-cv-10800 (D. Mass.)
SafeRent agreed in November 2024 to a $2.275M settlement and a five-year ban on using its 'SafeRent Score' for housing-voucher applicants, after a class action alleged its AI tenant-screening tool systematically denied housing to Black and Hispanic Section 8 voucher holders. The first major AI tenant-screening Fair Housing Act settlement.
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In effect Stronger protection
NetChoice v. Yost (Ohio)
S.D. Ohio · Effective 2024-04-30 · NetChoice, LLC v. Yost, No. 2:24-cv-00047 (S.D. Ohio Apr. 30, 2024)
Ohio's Social Media Parental Notification Act — requiring parental consent for minors' social-media use, including algorithmic feeds — was permanently enjoined as unconstitutional in April 2024.
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In effect Stronger protection
FTC Impersonation Rule (AI)
United States · Effective 2024-04-01 · 16 C.F.R. Part 461; 89 Fed. Reg. 15017
The FTC's Impersonation Rule lets the agency directly sue scammers who pretend to be a government agency or a real business — including those who use AI-cloned voices or generated images to do so. Civil penalties can reach $53,088 per violation. The FTC also issued a supplemental notice in February 2024 proposing to extend the rule to all individual impersonation.
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In effect Stronger protection
TCPA (AI voice calls)
United States · Effective 2024-02-08 · 47 U.S.C. § 227; FCC 24-17
Robocalls using AI-cloned or AI-generated voices are treated like other 'artificial voice' calls: callers need your prior express consent, must identify themselves, and must offer opt-outs for telemarketing. You can personally sue violators for $500 to $1,500 per illegal call.
Frequently asked questions about AI laws in Des Moines, Iowa
Are there AI laws in Des Moines, Iowa?
What federal AI rules apply in Des Moines?
Does Iowa have an AI privacy law?
Are deepfakes illegal in Iowa?
Can my employer use AI to screen me for jobs in Des Moines?
How do I report an AI law violation in Des Moines?
Are facial recognition cameras allowed in Des Moines?
Is Des Moines regulated by Iowa's consumer privacy act?
Have we missed an AI rule in Des Moines?
This page is generated from our open civic dataset. If you know of a Des Moines ordinance, county rule, or local enforcement action we should add, email [email protected] or submit a correction. Every entry must include a verifiable source.