10 Healthcare AI Laws in Force Across the U.S. (July 2026)
A sourced, plain-English rundown of 10 in-force U.S. AI rules covering healthcare — each linked back to its official source and the live map.
AI Laws USA tracks every U.S. federal, state, county, and city AI law on a single live map at ailawsusa.com. Here are 10 in-force rules touching healthcare, with sources and links to each entry's full detail page. See the complete picture on the Jurisdictions page.
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1. S2197
RI · effectiveBEHAVIORAL HEALTHCARE, DEVELOPMENTAL DISABILITIES AND HOSPITALS -- OVERSIGHT OF ARTIFICIAL INTELLIGENCE TECHNOLOGY IN MENTAL HEALTH CARE ACT - Establishes regulations regarding the use of artificial intelligence in mental health care treatments.
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2. Georgia SB 544 (health insurer AI)
Georgia · enactedGeorgia's SB 544, signed May 5, 2026 and effective January 1, 2027, lets health insurers use AI in the prior-authorization process to automate tasks and assist decision-making, but bars them from issuing an adverse determination (a denial) without the review and approval of a licensed health care provider. In short: AI can help, but a licensed human has to sign off before your care is denied.
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3. Maine AI-in-Therapy Law (licensed pros only)
Maine · enactedMaine bars anyone from providing, advertising, or offering therapy or psychotherapy to the public — including through internet-based AI — unless the services are delivered by a licensed professional. Licensed professionals may use AI only for administrative or supplementary support, and only if they retain full responsibility for its outputs; using AI for supplementary support requires written client notice and consent. AI may not make independent therapeutic decisions, engage in therapeutic communication with clients, or generate treatment plans without the licensee's review and approval.
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4. FDA GMLP Principles
United States · effectiveJoint guiding principles by FDA, Health Canada, and the UK MHRA on safe development of ML-enabled medical devices. Updated by FDA's 2024 Transparency Guiding Principles.
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5. California AB 3030 (GenAI patient messages must carry an AI disclaimer)
California · effectiveIf a hospital, clinic, or doctor's office uses generative AI to write or speak messages to patients about their clinical care, those messages must clearly tell the patient that AI generated the content and explain how to reach a human health care provider. The rule does not apply when a licensed provider reads and reviews the AI-generated message before it goes out.
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6. Vermont H 816 — an Act
VT · enactedVermont's 'therapy bot ban,' signed by Gov. Phil Scott on June 17, 2026. It regulates the use of AI in providing mental-health services — restricting AI systems from acting as a substitute for licensed mental-health professionals and keeping a human professional in the loop.
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7. SB 1120 (CA Physicians Make Decisions Act)
California · effectiveCalifornia was the first U.S. state to directly prohibit health insurance plans from using AI to deny, delay, or modify care. Under SB 1120, when a plan uses AI or algorithms in utilization review, a licensed physician or other qualified clinician — not an AI system — must make every medical-necessity determination. AI tools can assist in data analysis, but the final coverage decision must come from a licensed human. Insurers must disclose AI use and make their algorithms available for regulatory audits. Signed September 28, 2024; effective January 1, 2025.
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8. My Health My Data Act
Washington · effectiveA sweeping health-data privacy law covering 'consumer health data' far beyond HIPAA — including biometric data, health inferences drawn by algorithms, and reproductive health information. Companies need consent to collect or share such data, must honor deletion requests, and cannot geofence health facilities. Consumers can sue under Washington's Consumer Protection Act.
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9. FDA PCCP Guidance (AI/ML devices)
United States · effectiveFDA finalized a framework that lets manufacturers update an AI-enabled medical device after clearance without filing a new submission for each change — but only if they pre-specify what changes are allowed, how they'll be validated, and how transparency to clinicians and patients will be preserved.
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10. TX SB 815 (No AI-Only Insurance Denials)
Texas · effectiveTexas bars a utilization review agent from using an automated decision system — including certain artificial intelligence — to make an adverse determination, in whole or in part, about whether health care is medically necessary or appropriate. Such coverage denials must involve human clinical judgment, though the law still allows algorithms and AI for administrative support and fraud detection. The Texas Department of Insurance may audit and inspect how utilization review agents use these systems. Violations are subject to the sanctions, cease-and-desist orders, and administrative penalties al
Every entry above is updated as its status changes — see the live map at ailawsusa.com and search any U.S. address to see which of these (plus federal + state baselines) apply to a specific location.