Artificial Intelligence Scam Prevention Act
United States · S.3495, 119th Congress (2025–2026)
Prohibits using artificial intelligence to impersonate any person — family member, government official, or business — with intent to defraud. Codifies and expands the FTC's existing rule against impersonating government or business officials and updates definitions to include text messages, video conference calls, and AI-generated or prerecorded voice. Sen. Klobuchar's press release explicitly cited grandparent scams where criminals clone a grandchild's voice to defraud elderly relatives as a primary motivation.
Technical detail
Amends federal fraud statutes to prohibit AI-assisted impersonation of any person with fraudulent intent; updates FTC impersonation rule definitions; establishes an interagency advisory committee on scam prevention enforcement.
Who is protected: All consumers, with Klobuchar press materials explicitly identifying seniors as primary intended beneficiaries
Who must comply: Any person using AI to impersonate another for fraudulent purposes
Key facts
| Jurisdiction | United States |
|---|---|
| Level | Federal |
| Status | Proposed / pending |
| Protection strength | Proposed or pending |
| Citation | S.3495, 119th Congress (2025–2026) |
| Enforced by | FTC; interagency advisory committee on scam prevention |
| Penalties | Imprisonment; fines; forfeiture of proceeds (see bill text for specific maxima) |
| Topics | consumer protection · deepfakes · consumer data privacy |
| Last verified | 2026-06-11 |
| Official source | S.3495 - 119th Congress (2025-2026): Artificial Intelligence Scam Prevention Act ↗ |
More AI rules in United States
- FTC Act Section 5 (unfair/deceptive AI) · In effect
- TAKE IT DOWN Act · In effect
- FCRA (AI in credit & background checks) · In effect
- ECOA / Regulation B (AI credit discrimination) · In effect
- Title VII / ADA (AI hiring) · In effect
- COPPA + 2025 Rule (childrens data) · In effect
Related consumer protection rules elsewhere
- CCPA/CPRA + ADMT Regulations · In effect
- AB 2013 (Training Data Transparency) · In effect
- SB 942 (AI Transparency Act) · Enacted (not yet in effect)
- SB 53 (Frontier AI Safety) · In effect
- Colorado AI Act (repealed) · Repealed / replaced
- SB 26-189 (Colorado ADMT Law) · Enacted (not yet in effect)
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