FBI IC3 Public Service Announcement I-120324-PSA — Criminal Use of Generative AI
United States · FBI IC3 PSA I-120324-PSA (Dec. 3, 2024)
The FBI's Internet Crime Complaint Center warned that criminals are using generative AI for phishing, impersonation, romance scams, investment fraud, and synthetic identity creation — and gave concrete defenses, like asking a 'secret word' on suspicious family calls. The PSA underpins FBI investigative priority and informs federal AI-fraud charging decisions.
Technical detail
FBI IC3 PSA I-120324-PSA (Dec. 3, 2024) catalogues criminal uses of GenAI: AI-cloned voice for grandparent/CEO scams; AI-generated images for romance and investment fraud; deepfake videos for celebrity-endorsement scams; LLM-drafted phishing; synthetic identities for credit and benefit fraud. Recommends consumer mitigations (secret word, multi-channel verification) and feeds IC3 complaint data into federal investigations.
Who is protected: U.S. consumers, businesses, and elder fraud targets
Who must comply: N/A (consumer-facing PSA); informs FBI/DOJ investigations
Key facts
| Jurisdiction | United States |
|---|---|
| Level | Federal |
| Status | In effect |
| Protection strength | Limited protection |
| Effective date | 2024-12-03 |
| Enacted | 2024-12-03 |
| Citation | FBI IC3 PSA I-120324-PSA (Dec. 3, 2024) |
| Enforced by | Federal Bureau of Investigation |
| Private right of action | No — agency enforcement only |
| Penalties | Underlying wire fraud, mail fraud, identity theft and computer-fraud statutes apply |
| Topics | consumer protection · deepfakes · consumer data privacy |
| Last verified | 2026-06-17 |
| Official source | Criminals Use Generative Artificial Intelligence to Facilitate Financial Fraud (FBI IC3 PSA) ↗ |
More AI rules in United States
- FTC Act Section 5 (unfair/deceptive AI) · In effect
- TAKE IT DOWN Act · In effect
- FCRA (AI in credit & background checks) · In effect
- ECOA / Regulation B (AI credit discrimination) · In effect
- Title VII / ADA (AI hiring) · In effect
- COPPA + 2025 Rule (childrens data) · In effect
Related consumer protection rules elsewhere
- CCPA/CPRA + ADMT Regulations · In effect
- AB 2013 (Training Data Transparency) · In effect
- SB 942 (AI Transparency Act) · Enacted (not yet in effect)
- SB 53 (Frontier AI Safety) · In effect
- Colorado AI Act (repealed) · Repealed / replaced
- SB 26-189 (Colorado ADMT Law) · Enacted (not yet in effect)
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