Preventing Deep Fake Scams Act
United States · H.R.1734, 119th Congress (2025–2026)
Establishes a congressional Task Force on Artificial Intelligence in the Financial Services Sector to assess how deepfakes and voice-cloning tools are used to commit financial fraud and to report best-practice recommendations to Congress within one year of enactment. Fraudsters stole more than $12.5 billion from consumers in 2024; older adults represent the largest victim group. Seniors are not explicitly named but protection of older adults is a stated motivation in the companion Senate press materials.
Technical detail
Creates a joint federal task force under financial services oversight to study AI-enabled fraud risks including deepfakes and voice cloning, with a mandated congressional report and best-practice recommendations.
Who is protected: All financial consumers, particularly seniors and vulnerable adults targeted by AI-enabled scams
Who must comply: Federal financial regulators and financial institutions (through resulting recommendations/legislation)
Key facts
| Jurisdiction | United States |
|---|---|
| Level | Federal |
| Status | Proposed / pending |
| Protection strength | Proposed or pending |
| Citation | H.R.1734, 119th Congress (2025–2026) |
| Enforced by | Advisory/reporting only; no direct enforcement mechanism in this bill |
| Private right of action | No — agency enforcement only |
| Penalties | Civil damages (actual or statutory); injunctive relief |
| Topics | consumer protection · deepfakes |
| Last verified | 2026-06-11 |
| Official source | H.R.1734 - 119th Congress (2025-2026): Preventing Deep Fake Scams Act ↗ |
More AI rules in United States
- FTC Act Section 5 (unfair/deceptive AI) · In effect
- TAKE IT DOWN Act · In effect
- FCRA (AI in credit & background checks) · In effect
- ECOA / Regulation B (AI credit discrimination) · In effect
- Title VII / ADA (AI hiring) · In effect
- COPPA + 2025 Rule (childrens data) · In effect
Related consumer protection rules elsewhere
- CCPA/CPRA + ADMT Regulations · In effect
- AB 2013 (Training Data Transparency) · In effect
- SB 942 (AI Transparency Act) · Enacted (not yet in effect)
- SB 53 (Frontier AI Safety) · In effect
- Colorado AI Act (repealed) · Repealed / replaced
- SB 26-189 (Colorado ADMT Law) · Enacted (not yet in effect)
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