Preventing Deep Fake Scams Act
United States · S.2117, 119th Congress (2025–2026)
Senate companion to H.R.1734; establishes the Task Force on Artificial Intelligence in the Financial Services Sector to study AI-enabled financial scams — including deepfakes and voice-cloning grandparent scams — and to produce congressional recommendations within one year. FBI data cited by sponsors shows 201,266 complaints from Americans 60+ in 2025 with $7.748 billion in losses. Seniors are not specifically enumerated in the bill text but are the primary demographic motivating the legislation.
Technical detail
Directs a joint federal task force to assess AI deepfake fraud risks in financial services and produce a report with consumer-protection recommendations within one year of enactment.
Who is protected: All financial consumers; seniors are the primary motivating demographic
Who must comply: Federal financial regulators (advisory/reporting bill only)
Key facts
| Jurisdiction | United States |
|---|---|
| Level | Federal |
| Status | Proposed / pending |
| Protection strength | Proposed or pending |
| Citation | S.2117, 119th Congress (2025–2026) |
| Enforced by | Advisory/reporting only; no direct enforcement mechanism in this bill |
| Private right of action | No — agency enforcement only |
| Penalties | Civil and criminal penalties under amended fraud statutes (specifics via implementing regulations) |
| Topics | consumer protection · deepfakes |
| Last verified | 2026-06-11 |
| Official source | S.2117 - 119th Congress (2025-2026): Preventing Deep Fake Scams Act ↗ |
More AI rules in United States
- FTC Act Section 5 (unfair/deceptive AI) · In effect
- TAKE IT DOWN Act · In effect
- FCRA (AI in credit & background checks) · In effect
- ECOA / Regulation B (AI credit discrimination) · In effect
- Title VII / ADA (AI hiring) · In effect
- COPPA + 2025 Rule (childrens data) · In effect
Related consumer protection rules elsewhere
- CCPA/CPRA + ADMT Regulations · In effect
- AB 2013 (Training Data Transparency) · In effect
- SB 942 (AI Transparency Act) · Enacted (not yet in effect)
- SB 53 (Frontier AI Safety) · In effect
- Colorado AI Act (repealed) · Repealed / replaced
- SB 26-189 (Colorado ADMT Law) · Enacted (not yet in effect)
See something wrong or out of date? Submit a correction — every entry must carry a verifiable official source.