HomeLegal DirectoryUtah SB 319 (insurers must disclose AI use in prior authorization)

Enacted (not yet in effect) Limited protection

Utah Senate Bill 319 — Health Insurance Preauthorization Amendments

Utah · Utah Code 31A-22-650(2)(d), (3) (S.B. 319, 2026)

Utah requires health insurers that use AI in reviewing prior-authorization requests to be transparent about it. If applicable, an insurer must post a conspicuous notice on its public website that it uses AI in authorization review, and disclose that AI use to the state Insurance Department, each in-network provider, and each enrollee. The rules sit within a broader prior-authorization overhaul.

Technical detail

Amends Utah Code 31A-22-650 to require an insurer that uses AI (including generative AI) in reviewing authorization requests to post a website notice (31A-22-650(2)(d)) and disclose AI use to the Department, network providers, and enrollees (31A-22-650(3)).

Who is protected: Enrollees and in-network providers subject to AI-assisted prior-authorization review.

Who must comply: Health insurers operating in Utah that use AI in prior-authorization review.

Key facts

JurisdictionUtah
LevelState
StatusEnacted (not yet in effect)
Protection strengthLimited protection
Effective date2027-01-01
Enacted2026-03-26
CitationUtah Code 31A-22-650(2)(d), (3) (S.B. 319, 2026)
Enforced byUtah Insurance Department.
Private right of actionNo — agency enforcement only
PenaltiesEnforced through the Department's existing authority over prior-authorization requirements; no new standalone penalty for the AI-disclosure provision.
Topicshealthcare AI · insurance AI · AI disclosure and transparency
Last verified2026-06-16
Official sourceEnrolled Copy S.B. 319, Health Insurance Preauthorization Amendments (2026 General Session) ↗

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